Right guys , Where do i stand.
Bought my unit from DCC in 2005 with a mortgage from same, its a two bedroomed apartment , am not in negative equity yet and would probably sell for a few thousand more than what i borrowed for mortgage.
When i moved in first i didnt have kids ,but things have changed so have decided to burn my bridges and take the shackles of affordable housing from around my neck forever.
Paid 150,000 euro for unit and is probably worth around 200,000.
is it a case of selling for this amount and walking away, ie. paying Dublin City co. the 200k directly as i am not entitled to any share of the profit as im not there longer than the 10 years or would i be entitled to the monies i paid off mortgage for the last 5 years (Around 40k)
Also is it up too DCC to give me a valuation and sell it for what they want me to sell it for...... any help greatly appreciated.
Bought my unit from DCC in 2005 with a mortgage from same, its a two bedroomed apartment , am not in negative equity yet and would probably sell for a few thousand more than what i borrowed for mortgage.
When i moved in first i didnt have kids ,but things have changed so have decided to burn my bridges and take the shackles of affordable housing from around my neck forever.
Paid 150,000 euro for unit and is probably worth around 200,000.
is it a case of selling for this amount and walking away, ie. paying Dublin City co. the 200k directly as i am not entitled to any share of the profit as im not there longer than the 10 years or would i be entitled to the monies i paid off mortgage for the last 5 years (Around 40k)
Also is it up too DCC to give me a valuation and sell it for what they want me to sell it for...... any help greatly appreciated.