Well, its a policy with Glo, I dont have the policy details to hand.
I want to be sure that I have sufficient cover should I have the condition that may run in the family - Its basically heart related and I would need to get various tests done to see how I am getting on - I have been delaying the tests until I am sure that I am covered to the necessary level.
I may very well be covered at this time and at renewal, I would seek similar level of cover as I have now. But at time of renewal, if I ask questions on the phone around specific conditions, does that raise a red flag with the call centre person, therefore increasing my premium?