Was looking at this company and was wondering why they offered such low prices....only to find they have an excess of €1,000 for water of oil claims.
Most other house insurance policies would give you a general excess of €250, so I donlt know if its worth taking the risk of a cheaper premium over a much higher excess.
Also consider the cold weather we are getting in more recent years and the higher risk of pipes bursting etc. Can you afford to pay the first €1k??
Was looking at this company and was wondering why they offered such low prices....only to find they have an excess of €1,000 for water of oil claims.
Most other house insurance policies would give you a general excess of €250, so I donlt know if its worth taking the risk of a cheaper premium over a much higher excess.
Also consider the cold weather we are getting in more recent years and the higher risk of pipes bursting etc. Can you afford to pay the first €1k??
In view of the the number of burst pipe claims there has been the days of a small excess for these claims is coming to an end and you will see increased excesses more frequently.
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