Get cashback again if moving house and taking mortgage with same lender?

[Paul F]

If a person has a Bank of Ireland mortgage and they got cashback at drawdown, and they move house and take out their new mortgage with Bank of Ireland, are they entitled to cashback again?

I can't see anything in BOI's cashback Ts&Cs that says that they can't get cashback again:

Cashback Plus | Mortgage | Bank of Ireland

Get 2% of your new mortgage back as cash upfront. Plus, we'll give you an additional 1% of your mortgage back in cash in five years’ time (subject to T&Cs)

personalbanking.bankofireland.com

But does anybody have personal experience that answers the question one way or the other?

What about the equivalent PTSB->PTSB, EBS->EBS or Haven->Haven situation? Has anyone here gone one of these routes?

EBS's Ts&Cs say:

The offer is not available if

• You are already a customer who has a top-up or transfer of title mortgage loan

What is a "transfer of title" mortgage loan?

 

[ClubMan]

What is a "transfer of title" mortgage loan?

When a mortgage is sold to another lender/loan servicer?
Or when, say, a couple split and the mortgage (and deeds?) are changed from two names to one?

 

[Brendan Burgess]

If a person has a Bank of Ireland mortgage and they got cashback at drawdown, and they move house and take out their new mortgage with Bank of Ireland, are they entitled to cashback again?

Absolutely, they get it.

It's a new mortgage. They could just as easily borrow from AIB or Avant, so BoI is trying to attract them.

Brendan