Hello,
I would like to move 15-20k of savings into an investment to get a better return over current deposit rate (1%). I am comfortable with the risk that it may fall in value. Medium to High Risk profile for this investment, (5/7 ESMA Risk Scale).
I am considering these options at present and would appreciate any advice or things I should consider;
A. Buying Irish Life Multi Asset Portfolios (which seem straightforward), split between MAPS 4 and 5
B. Buying Vanguard funds through DeGiro or other platform
C. Buying shares through DeGiro or other platform
(33% CGT rather than 41% Exit Tax of a fund, but will have less diverse basket of assets)
I have been thinking about investing part of savings over the last 2 years but never acted on it, so I would like to put something in place soon.
Thanks, Anthony
I would like to move 15-20k of savings into an investment to get a better return over current deposit rate (1%). I am comfortable with the risk that it may fall in value. Medium to High Risk profile for this investment, (5/7 ESMA Risk Scale).
I am considering these options at present and would appreciate any advice or things I should consider;
A. Buying Irish Life Multi Asset Portfolios (which seem straightforward), split between MAPS 4 and 5
B. Buying Vanguard funds through DeGiro or other platform
C. Buying shares through DeGiro or other platform
(33% CGT rather than 41% Exit Tax of a fund, but will have less diverse basket of assets)
I have been thinking about investing part of savings over the last 2 years but never acted on it, so I would like to put something in place soon.
Thanks, Anthony