R
rocket68
Guest
Myself and my girlfriend have recently been declinded a mortgage from AIB due to the fact that she hasn't been made permanent in her job yet. I am permanent and we have the 8% deposit but as she is not they will not take her salary into account. We also visited BOI but they voiced similar concerns and we are expecting them to decline us on the same grounds.
They told us that we had more than enough disposable income and that this was our only stumblin block. She is also due to be made permanent by the end of this year and has been assured that she will be. The repayments are not very high and we know we can easily afford it but it seems like we are out of luck. It would actually cost us more to go and rent so its a bit of a sould destroyer!
Does anyone know is it possible to get a mortgage if you are a contractor or has anyone had a similar experience with the banks?
They told us that we had more than enough disposable income and that this was our only stumblin block. She is also due to be made permanent by the end of this year and has been assured that she will be. The repayments are not very high and we know we can easily afford it but it seems like we are out of luck. It would actually cost us more to go and rent so its a bit of a sould destroyer!
Does anyone know is it possible to get a mortgage if you are a contractor or has anyone had a similar experience with the banks?
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