PaddyBloggit,
Laya Flex 500 Explore includes cover for all public, private and 3 hi-tech hospitals. Any slightly cheaper plans would not have hi-tech hospital cover and the private hospital list would be restricted. Once you're ok with the 500 excess which is payable if you are admitted to a private or hi-tech
hospital for a stay, this is a good plan.
Examples of cheaper plans with less hospital cover;
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If you wanted to maintain the same hospital cover, with a lower excess 300 per admission, with extra cover for a private room in a private hospital, plus good day to day cover included, the following plan with Laya is worth considering;
1. Laya Control 300 Create; price 972pa;
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Regards, Snowyb