Hi Sarenco,
The price of 1069 for Laya Flex 250 Explore would suggest that there is a discount included, as the current full price is 1210 euro.
Laya Control 300 Create;
If the same level of discount can be applied to other Laya plans, then the Laya Control 300 Create is worth considering and a better option.
This plan has a much better level of hospital cover, including full cover for a private room in a private hospital, plus extra hi-tech cover including
Mater Private and Blackrock Clinic (not covered on Flex 250 Explore).
Also, there is very good day to day cover on this plan, with a 1 euro excess, refund of 80 per consultant visit, 30 per gp etc.( again not covered on
Flex 250 Explore).
Laya Essential Health 300; Full price 996pa less any discount you may have access to already.
This plan is a better option compared to Flex 250 Explore because there is a capped inpatient excess of 300 x 2 max per year,
for all admissions to private hospitals, regardless of how many per year.
Note; This plan covers hip and knee replacement surgery in 10 private hospitals but not Blackrock Clinic or Mater Private Dublin.
Blackrock Clinic and Mater Private cover hip and knee replacement surgery on Flex 250 Explore, its the only difference between these 2 plans.
The 2 recommended plans are the ones I recommended in the previous post to TCDCK18, still best value options.
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
Regards, Snowyb