Fixed Rates - Ulster Bank ?

Discussion in 'Mortgages and buying and selling homes' started by raulDublin, Apr 10, 2017.

  1. raulDublin

    raulDublin Registered User

    I am a first time buyer with an existing approval with AIB /3.3 % variable for a LTV of around 72 % on a 470 K property ( We went sale agreed recently)
    Looking at way things are headed next year with ECB rates likely to increase I. thinking of Ulster bank who offer a 5 year fixed at 3.1 % . The way I see it the potential follow on rates for UB are high but they are anyways going to high for AIB as well if interest rates go up in 2018 or 2019 ?
    How long is the process if I now go with Ulster bank given that they need a current account with UB for the given interest rates ( I am with AIB currently)

    Any thoughts or suggestion ?
    Thanks a ton , Raul