I took out a tracker mortgage with KBC (formerly IIB) in 2006. I then fixed the rate in 2008 and the fixed rate form I signed said 'please note, rate will revert to standard variable rate after the fixed rate period has elapsed. please take legal advice prior to signing this form'. I signed off the form therefore agreeing to move to a variable rate ultimately.
In my original terms and conditions, there is a note saying that the tracker is effective for the life/term of the mortgage. Do I have a case for being reverted to tracker now instead of variable, since I believe the terms and conditions should override the fixed rate form?
In my original terms and conditions, there is a note saying that the tracker is effective for the life/term of the mortgage. Do I have a case for being reverted to tracker now instead of variable, since I believe the terms and conditions should override the fixed rate form?