Hello everybody.
Looked thru the threads and couldnt find answer to this.Basically my friend has been recently separated.they had a house bought in 1993 all deeds under her ex-husbands' name.The house is paid for in full-no mortgage at present.Due to the separation,they have agreed she keeps the house and pays husband 50% of what it is worth.
She is now looking to get a mortgage to pay off the husband 50%.she has never bought a house in Ireland(current house bought before they got married and her name was never put on title deeds).Her mortgage broker is telling her she will not be classified as first time buyer and will have to pay stamp duty,she will also not avail of FTB offers around the place.is this true?
Looked thru the threads and couldnt find answer to this.Basically my friend has been recently separated.they had a house bought in 1993 all deeds under her ex-husbands' name.The house is paid for in full-no mortgage at present.Due to the separation,they have agreed she keeps the house and pays husband 50% of what it is worth.
She is now looking to get a mortgage to pay off the husband 50%.she has never bought a house in Ireland(current house bought before they got married and her name was never put on title deeds).Her mortgage broker is telling her she will not be classified as first time buyer and will have to pay stamp duty,she will also not avail of FTB offers around the place.is this true?