J
jenny0132519
Guest
Hi ive recently looked into buying a home with a friend of mine however both ebs and tsb have come back saying they'll give us 92% of the mortgage and the remaining 18% in a personal loan. does anyone know why? the reason the gave was that they couldnt get mig insurance for us even though we matched the criteria with both banks for 100%. we have savings but need that for furnishings etc, are they screwing us over by offering the personal loan at 8.1% and the mortgage fixed for one year at 5.35(tsb) and ebs say we have to go fixed for 5 years in order to get the offer there rate for 5 years is 5.68%. any help much appreciated