I had a first active tracker which i fixed in october 2006, when the fixed rate was up i was told they were no longer offering trackers and that my only options were variable or fixed. I moved to Bank of Ireland the following year as did not think i would ever get a tracker back. I wrote to the central bank recently and then to Ulster bank about the fact that i was never warned that fixing for two years meant never seeing the tracker again. I have received 7 months of letters telling me they are investigating and will come back to me, these letters come out every month or so.
My question is if they do find that i should have been returned my tracker what happens? Can i insist they give me back a tracker mortgage even though i moved banks? Do i get compensation or is it a case of because i moved the mortgage i get nothing? I only moved because i lost the tracker.....
My question is if they do find that i should have been returned my tracker what happens? Can i insist they give me back a tracker mortgage even though i moved banks? Do i get compensation or is it a case of because i moved the mortgage i get nothing? I only moved because i lost the tracker.....