I just cant figure out home insurance for its variations in price. I have been with FBD a good few years now, renewal time here again also, I expected a modest increase with all the publication of increased insurance hitting the papers every day. It has been a such a godsend to the insurance companies to have this hysteria so published, that they would be fools not to capitalize on it.
My cost last year was €320 on buildings rebuilt @ 250k and contents @40k with usual extras. Very little increase surprisingly this year at €350. I go on line to Aviva, and increase
rebuild to €300k and Contents €60k and usual extras, , and it will only cost me €275.!!
They offered to look at it again, but thats not fair to Aviva. They tried to dig deep in my pockets as a Loyal non claiming customer. I wouldn't be interested.
Even if you do not think your being hit upon with your Insurance Co, my advice is to still shop around.