Extending my mortgage

Dermot S. Lally

Registered User
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HI all, I am part of the AIB tracker mortgage review, and had my mortgage returned to its original tracker in August. If I need to remortgage to get an extra 100,000 on my mortgage, will / should the bank keep me on the original tracker rate?
 
That's a lot to look for. What are you planning to do with the money? You should just keep your tracker and get a separate loan for the new amount.
 
They are very unlikely to extend the existing tracker part, you will probably either need a second mortgage on the property at today's rates for the extra or a top up which is also a separate loan but it's probably too large an amount for a top up.
 
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