Hi, I opened an account with Degiro to create a lazy portfolio for long term hold. Due to the ridiculous tax implications of holding eur domiciled etfs I specifically bought US domiciled Vanguard ETF's. These etfs must distribute dividends but I can live with that as any gains (excl dividends which are taxed as income) on these ETFs are considered Capital gains and I have a substantial capital gains loss that I crystallised last year so I believe I can eventually offset any gains on these US domiciled ETFs against this. In light of this I consider the currency risk to be acceptable. My brokerage costs were EUR4.09 in total . Oh and I did fill out a W8 BEN form which Degiro asked me to do. I bought as follows: 50% Vanguard S & P 500 ETF 25% Vanguard FTSE All World excl. USA 25% Vanguard Total International Bond Market Would appreciate any feedback as this is something I have been planning to do for some time now. Thanks.