Hi,
I see that the Eagle Star default investment strategy is based on their Dynamic fund in the early years. I am considering choosing a mixture of their funds - some percentages of "higher" risk 100% equity 5*5 funds (e.g., Global, Asia Pacific, Europe) and "high" risk 75-100% equity Dynamic. Would you consider that I am gaining diversity by doing this or is there sufficient overlap that this doesn't make sense over the life of a pension? Past performance is no guide... etc.
I see that the Eagle Star default investment strategy is based on their Dynamic fund in the early years. I am considering choosing a mixture of their funds - some percentages of "higher" risk 100% equity 5*5 funds (e.g., Global, Asia Pacific, Europe) and "high" risk 75-100% equity Dynamic. Would you consider that I am gaining diversity by doing this or is there sufficient overlap that this doesn't make sense over the life of a pension? Past performance is no guide... etc.