I'm coming to the end of a fixed rate this month, was 4.75% for past two years. Bank is PTSB, and according to them my contract says I have the option of going either tracker or variable.
What sort of rates can I expect to get later this month and would appreciate opinions on going either tracker or variable.
Also, should I go into the bank and negotiate face to face or just wait and see what comes in the post.
Figures are 275k remaining over 30years approx.
Any good sites out there re current rates?
I'd appreciate any advice, not well up on these things,
thanks, PCOCP.
What sort of rates can I expect to get later this month and would appreciate opinions on going either tracker or variable.
Also, should I go into the bank and negotiate face to face or just wait and see what comes in the post.
Figures are 275k remaining over 30years approx.
Any good sites out there re current rates?
I'd appreciate any advice, not well up on these things,
thanks, PCOCP.