I hear from local Gardai that collisions with scooters are on the rise and that Garda stations are inundated with people reporting accidents. I have seen some users on main roads in dark clothing and all weathers without lighting. Others crossing roads including pedestrian crossings at speed. Others also use paths without slowing down for walkers. Most of them seem rude, emboldened and careless. How do insurance companies manage cases where collisions occur ?
Electric Scooters and collisions.
- Thread starter Mamamia22
- Start date
I assume the same way a car collides with a bicycle, stationary object, pedestrian. If someone claims against your car insurance they either settle, investigate, or reject liability. If the figure is small they just settle and hit you with higher premiums for the next 5 years.
The onus is on the car driver to drive with due care and responsibility. Other cars, pedestrians, bicycles, scooters, motorbikes can all behave in unexpected manners so the risks get higher the more of them on the road, I have seen scooter, electrical bikes and those small not quiet a bike or a motorbike all behaving terribly on the roads. But I also have seen many drivers increasingly behave badly.
My daughter has a small car and is a careful drive but she is being dinged over and over, 2 hits when the car was parked and once from a lane encroachment.
It is getting worse out there and inevitably premiums are going to go up.
Hopefully the new powers the guards have will at least see uninsured cars taken off the road, the estimate is that 1 in 12 drivers are un-insured.
The onus is on the car driver to drive with due care and responsibility. Other cars, pedestrians, bicycles, scooters, motorbikes can all behave in unexpected manners so the risks get higher the more of them on the road, I have seen scooter, electrical bikes and those small not quiet a bike or a motorbike all behaving terribly on the roads. But I also have seen many drivers increasingly behave badly.
My daughter has a small car and is a careful drive but she is being dinged over and over, 2 hits when the car was parked and once from a lane encroachment.
It is getting worse out there and inevitably premiums are going to go up.
Hopefully the new powers the guards have will at least see uninsured cars taken off the road, the estimate is that 1 in 12 drivers are un-insured.
Dr Strangelove
Registered User
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Electric scooter use is on the rise so no surprise.
No different from bicycles.
Fully agree this is 100x the problem scooters are or ever will be.
They're even less noticeable than bicycles because the person on the 'stand up' versions is stationary, so you don't even notice the movement you get with a cyclist bobbing and peddling. Coupled with dressing like a ninja and no lights, it is a dangerous combination.
In reality, scooters and their "drivers" are completely untrained, and unregulated, just like cyclists....
So, we're at the mercy of the individual on the scooter or bike, every time, and the Gardai, nor the Minister for Transport, are going to do anything to help the rest of us, any time soon (if ever!)
So, we're at the mercy of the individual on the scooter or bike, every time, and the Gardai, nor the Minister for Transport, are going to do anything to help the rest of us, any time soon (if ever!)
E-scooter regulations in force since last Monday 20th May:
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www.rsa.ie
Depending on power output, they are legal to use on roadways (NOT motorways) and are always illegal on footpaths.
I have one for local trips where using a car is wasteful. Observations: 99% of the population at large is ignorant as to the regulations governing their use.
E-scooters
E-scooters. Electric scooters. New laws on using e-scooters on Irish roads. Rules of the road for e-scooters in Ireland.
www.rsa.ie
Depending on power output, they are legal to use on roadways (NOT motorways) and are always illegal on footpaths.
I have one for local trips where using a car is wasteful. Observations: 99% of the population at large is ignorant as to the regulations governing their use.
I wouldn't put up training and regulation as a solution with the numbers being killed by motorists here.
That's hardly surprising seeing that they were introduced only a week ago!
I have yet to hear the deluge of public information advertisements on RTE radio [many of them in the Irish language because, as we all know, scooters are a massive issue for drivers and pedestrians in rural Gaeltacht areas in Connemara, Donegal and Kerry!] advising us of this exciting new bit of probably unenforceable regulation.
They've been debated for a number of years and their introduction was well flagged. Very little legislative change gets widespread coverage on RTE or elsewhere. Indeed many of those using e-scooters are unlikely to watch much if any RTE coverage and as always applies, ignorance of the law is not an acceptable defence,
Ah yes, 2fm with all their most popular presenters now leaving as they don't like the wall to wall coverage of the affairs of the Oireachtas.
thedaddyman
Registered User
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There was a rather poor and silly ad on the telly today at lunchtime on the new reqs.
As for dark clothing, I thought it was compulsory and almost a uniform
As for insurance, if they collide with a pedestrian, there almost certainly is no insurance on place.
As for dark clothing, I thought it was compulsory and almost a uniform
As for insurance, if they collide with a pedestrian, there almost certainly is no insurance on place.
I don't get the point of relative numbers? There are way more pedestrians than motorists. If your point followed the lack of regulation and training there would see them causing 10's of thousands of deaths each year.
Most people would have public liability cover under a home insurance policy.
Annieindublin
Registered User
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- 142
Are e-scooters allowed in bike lanes? Same q re the more powerful e-bikes.
I was cycling by the canal, bike lane, overtaken by a lad on an e scooter who crashed into a delivery bike. The delivery bike was a hefty job and I’ve seen users on similar ones and there is no peddling required. Likewise the scooter was on the large side with a seat.
No one seemed badly hurt, there was a row brewing though, so I didn’t hang around.
I was cycling by the canal, bike lane, overtaken by a lad on an e scooter who crashed into a delivery bike. The delivery bike was a hefty job and I’ve seen users on similar ones and there is no peddling required. Likewise the scooter was on the large side with a seat.
No one seemed badly hurt, there was a row brewing though, so I didn’t hang around.
thedaddyman
Registered User
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- 1,132
Most insurance companies now exclude 3rd party damges etc from home insurance policies
Electric Scooter Insurance Ireland | CompareInsurance.ie
Electric scooters have exploded in popularity in recent years and are seen as a convenient, eco friendly, affordable way to travel. Electric scooters are
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That's for insurance cover for the driver's personal injuries or for the scooter itself, not public liability cover. The context above was an e-scooter colliding with a pedestrian, so I assumed it related to the pedestrian's ability to claim compensation. In that event the pedestrian would be able to claim against the scooter rider. If the rider had public liability cover via a home insurance policy, that would come into play. If they didn't have such cover (living in rented accommodation with no contents cover whatsoever for example), they'd be personally liable if found at fault.Most insurance companies now exclude 3rd party damges etc from home insurance policies
Electric Scooter Insurance Ireland | CompareInsurance.ie
Electric scooters have exploded in popularity in recent years and are seen as a convenient, eco friendly, affordable way to travel. Electric scooters are