Is that really true, though? Rabo had 90,000 customers. I know they weren't a full service bank but within their narrow focus they obviously did enough things well enough to attract a large base. I'd certainly take a close look at any new contenders. Even a half decent credit rating and I would be with them like a shot. I'm finding the lack of choice is reaching scary proportions, and I don't mean that as hyperbole whatsoever.