The AIB variable rate??? This is currently 3.75% and will reduce to 3.25% with the latest ECB cut...The best rate I could see was AIB @ 3.49, which is 0.25 points lower. That difference alone was costing me approx. €53 a month. Now that AIB have reduced their rate to 2.99% and KBC have only reduced theirs to 3.49%, it's gonna cost me an extra €105 a month to stay with them!
We're currently looking at maybe buying a new house, but now whether we do or don't, we're certainly moving from KBC.