mortgage2015
Registered User
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- 37
Hi all,
I have a mortgage with EBS since 2008.
When I took out the mortgage with EBS in June 2008 I was specifically told that a tracker mortgage was not available.
I was on a 5 year fixed rate of 5.45% approx. After 3 years I found out that tracker was available to EBS customers in June 2008. I subsequently phoned the bank and asked them they said it was not available. (he said she said stuff)
I made a complaint to FSPO last year and this week I have received correspondence from them saying they are are awaiting instruction from Central Bank before they can make a decision to see if I am impacted or not. The lovely lady in FSPO has implied over the phone that there are lots people in a similar situation.
Is there anyone out there in a similar situation?
Any thoughts on the likely outcome?
I have a mortgage with EBS since 2008.
When I took out the mortgage with EBS in June 2008 I was specifically told that a tracker mortgage was not available.
I was on a 5 year fixed rate of 5.45% approx. After 3 years I found out that tracker was available to EBS customers in June 2008. I subsequently phoned the bank and asked them they said it was not available. (he said she said stuff)
I made a complaint to FSPO last year and this week I have received correspondence from them saying they are are awaiting instruction from Central Bank before they can make a decision to see if I am impacted or not. The lovely lady in FSPO has implied over the phone that there are lots people in a similar situation.
Is there anyone out there in a similar situation?
Any thoughts on the likely outcome?