Switching immediately to EBS's 4-year green fixed rate (2.1% and you would get the 1% (€2,400) cashback) will save you about €2,800 over the next 4 years.
I am assuming that you would get the €2,400 cashback in January 2026, but you should check this with EBS (and get it in writing if they say that you will get the cashback even if you switch to the green rate)[/B]
From the EBS website appears the 1% would not be possible to move to the green mortgage:
The terms and conditions of the up to 3% Back in Cash Offer have been updated and;
- As of the 24 February 2022, the offer is not available on the new EBS Green 4 Year Fixed Rate
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