Just to let you know we had success appealing our original compensation from EBS .
So we were the "revert to applicable variable rate " cohort from EBS that got tracker back . I had one year to appeal the compensation which I did myself without any assistance from solicitors .
The basis for my appeal was as this was a personal dwelling the stress of paying the higher mortgage ( some months aprox 800 more ) had a huge impact on our lives .
We sold shares to meet our monthly obligations ( documents provided )
We needed help from parents to cover month to month ( bank statement provided)
Our children required services which we could not afford .( Receipts from providers)
We fought for the tracker with the bank from the expiry of our fixed rate and even went to the FSO and our complaint was not upheld .This caused undue stress .
Our appeal went to BDO and a few months ago and we were requested to show P60's , Revenue balancing statements and any expenses that were above and beyond .
So we got the best news yesterday our appeal was upheld .
Compensation paid was 3 times the value of the original compensation paid which we were delighted with .
To be honest, to some this may seem like a lot but after 10 years of fighting it's completely merited in my view .
I wanted to share as I was always was the person who looked at this page daily for updates from other people so I hope this helps anybody else who is appealing or considering appealing .
So we were the "revert to applicable variable rate " cohort from EBS that got tracker back . I had one year to appeal the compensation which I did myself without any assistance from solicitors .
The basis for my appeal was as this was a personal dwelling the stress of paying the higher mortgage ( some months aprox 800 more ) had a huge impact on our lives .
We sold shares to meet our monthly obligations ( documents provided )
We needed help from parents to cover month to month ( bank statement provided)
Our children required services which we could not afford .( Receipts from providers)
We fought for the tracker with the bank from the expiry of our fixed rate and even went to the FSO and our complaint was not upheld .This caused undue stress .
Our appeal went to BDO and a few months ago and we were requested to show P60's , Revenue balancing statements and any expenses that were above and beyond .
So we got the best news yesterday our appeal was upheld .
Compensation paid was 3 times the value of the original compensation paid which we were delighted with .
To be honest, to some this may seem like a lot but after 10 years of fighting it's completely merited in my view .
I wanted to share as I was always was the person who looked at this page daily for updates from other people so I hope this helps anybody else who is appealing or considering appealing .
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