Ulster, EBS and others play the new customer game. They are offering the high rates to increase their deposit base, and the rates are hence not for their existing customers.
If you kick up a big enough fuss or, as suggested above, withdraw and re-lodge then you should get the high rate.
The EBS rate ends February 28th 2010.
Rate available for new money only.
Is this rate for 9 months or is it an annual rate?
Pity halifax going as they didnt seem to have these bottlenecks.. no problem closing one flexi saver and transferring monies over to new one. Will miss them. In current climate banks will lose customers as people will move money time and time again in order to get best interest possible.
As long as I get a half decent rate on my funds Im happy, honestly I value my time better then analysing every rate and work out the pennies in the difference and going through the hassle of opening new accounts time and time again so I can earn a tiny little bit more on my savings, maybe its just me...
My TSB 100 day offer ends next week, so EBS I am on the way.
And as another poster mentioned I will be moving accounts more often than I would have in the past.
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I'm confused, so what is the true AER on this, is it 3.52% as stated above.
Sue - The PTSB 11 month term deposit AER is 3.35%, not 3.50%. .