Driving other cars
- Thread starter Feemar5
- Start date
BTW it's my understanding that driving other cars cover is sufficient for occasional/infrequent use of the "other" car. But if the intention is to drive it more frequently then being a named driver on the other car's policy may be more appropriate. Again you'll need to check the relevant policy schedule and terms and conditions and, if it's still not clear, ask the broker or underwriter for clarification.
Edit: e.g. my AIG policy booklet says that driving other cars is for "in the event of an emergency" so, presumably, not for regular use. Note also the condition about the engine size. (Not sure how that translates for an EV?).
Edit: e.g. my AIG policy booklet says that driving other cars is for "in the event of an emergency" so, presumably, not for regular use. Note also the condition about the engine size. (Not sure how that translates for an EV?).
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Robovac rider
Frequent Poster
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- 315
Contact the insurance company. Ask for a quote to have the other spouse as a named driver on each of the two policies.
Very often this results in lower premiums.
You should also check if one of the policies is receiving a discount because two cars are insured by the same company in the same household.
Very often this results in lower premiums.
You should also check if one of the policies is receiving a discount because two cars are insured by the same company in the same household.
BlackandBlue
Registered User
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and
note the comment above regarding
Some insurers have clauses treating "family" differently,
So read any documentation you have and if necessary contact your insurer and note exactly who you are talking to, what they say and the time/date of the conversation.
Or as noted above ask for you to be added to each others policies.