Best priced PRSA is 0.50% wholesale for the pension with access to a couple of thousand funds.
You’re not getting Vanguard funds you’re getting a Standard Life Mirror fund.
You’re not getting anywhere near the full range of funds or any other funds (Blackrock, Dimensional, Pimco etc)
You’re not really paying 0.65% as there are other hidden costs
example difference in performance between the "clean" Vanguard fund we use and the Standard Life version
As in all these matters generally better to join the 21st Century and avoid the insurance companies
Marc Westlake
Chartered Certified and European Financial Planner
www.globalwealth.ie