I have an FA Offset mortgage(balance (€117000) and was paying double the amount due every month 1400 Vs 800.
When I rang FA to ask when I would finish paying off this mortgage they told me ten years (117 months). The irony of this was that I went into the FA website and could get a 9 year (108 months) for €1200 which is €200 a month cheaper than what I am paying at present after TRS. I could get it even cheaper through BOS.
I rang FA to ask them were my figures correct and could I switch my mortgage to a tracker with them and that they would pay my legal fees. They agreed that my figures were correct but could not understand why...They said they were getting there marketing division to look into my figures and would ring me back in regard to switching...
Guess what they haven't so now I am going to get in touch with BOS and switch my mortgage to them.
I would recommend everybody here to check out www.mortgages.ie and check their mortgage repayments, you can and will save thousands.
When I rang FA to ask when I would finish paying off this mortgage they told me ten years (117 months). The irony of this was that I went into the FA website and could get a 9 year (108 months) for €1200 which is €200 a month cheaper than what I am paying at present after TRS. I could get it even cheaper through BOS.
I rang FA to ask them were my figures correct and could I switch my mortgage to a tracker with them and that they would pay my legal fees. They agreed that my figures were correct but could not understand why...They said they were getting there marketing division to look into my figures and would ring me back in regard to switching...
Guess what they haven't so now I am going to get in touch with BOS and switch my mortgage to them.
I would recommend everybody here to check out www.mortgages.ie and check their mortgage repayments, you can and will save thousands.