Brendan Burgess
Founder
- Messages
- 52,116
Ulster Bank gives discounts to borrowers with uFirst accounts, but it's not possible to open one of these accounts any more. I want to update the Best Buys, but it's very hard to sift through the data on their website.
[broken link removed]
So excluding uFirst account holders
Variable rates
Discounted Variable Mortgage <75% (Standard Variable Rate minus 0.50% for the life of the mortgage) 4.00% variable 4.10%
Discounted Variable Mortgage <90% (Standard Variable Rate plus 0.10% for the life of the mortgage) 4.40% variable 4.50% APR 90% property value
Flexible Variable Mortgage <90% (Standard Variable Rate* plus 0.0% for the life of the mortgage) 4.50% variable 4.60% APR 90% property value
Fixed rates
3 years < 80% : 3.99%
3 years < 90% : 4.25%
5 years< 80%: 4.1%
5 years<90%: 4.35%
7 years<80% : 4.2%
7 years< 90%: 4.45%
[broken link removed]
So excluding uFirst account holders
Variable rates
Discounted Variable Mortgage <75% (Standard Variable Rate minus 0.50% for the life of the mortgage) 4.00% variable 4.10%
- Available only to applicants with a sole annual income over €70,000 or a joint annual income over €100,000
Discounted Variable Mortgage <90% (Standard Variable Rate plus 0.10% for the life of the mortgage) 4.40% variable 4.50% APR 90% property value
- Available only to applicants with a sole annual income over €70,000 or a joint annual income over €100,000
Flexible Variable Mortgage <90% (Standard Variable Rate* plus 0.0% for the life of the mortgage) 4.50% variable 4.60% APR 90% property value
Fixed rates
3 years < 80% : 3.99%
3 years < 90% : 4.25%
5 years< 80%: 4.1%
5 years<90%: 4.35%
7 years<80% : 4.2%
7 years< 90%: 4.45%