Hi,we've only recently got medical card for spouse & kids.Do i still need Vhi? our premium went up by 300e last year & a further 150e this year,its now almost E2000K.I have the money put aside for it,but having no regular income at the moment i'm having second thoughts about renewing it,any thoughts,feedback appreciated,thanks.
Personally I would hold on to it if I could afford it.
A situation like I experienced lately may arise where you need referral to a specialist and on the MC would have to wait 2 years or more. With VHI it was only 6 weeks.
Yes indeed you do roker and you can claim back a percentage of it depending on your plan.
The follow up treatment is covered by VHI and is immediate.
As far as I know you cannot pay for the specialist and then get the follow up treatment on a medical card, although I'm open to correction on that.
I think its worth having health insurance if you can afford to. You don't necessarily have to stay with the same provider though - why not shop around and see what other competitors are offering and go from there?