Do we still need VHI ?

L

lurcher

Registered User
Messages
64
Hi,we've only recently got medical card for spouse & kids.Do i still need Vhi? our premium went up by 300e last year & a further 150e this year,its now almost E2000K.I have the money put aside for it,but having no regular income at the moment i'm having second thoughts about renewing it,any thoughts,feedback appreciated,thanks.
 
Personally I would hold on to it if I could afford it.
A situation like I experienced lately may arise where you need referral to a specialist and on the MC would have to wait 2 years or more. With VHI it was only 6 weeks.
 
People are leaving VHI in their droves . It is really a personal choice .

However , a lot of people are unaware of the ' National Treatment Purchase Fund '

Maybe not the solution , but certainly very helpful , if one has no Health Insurance

http://www.ntpf.ie/home/
 
Payment to Specialist

Subtitle. Correct me if I am wrong, but do you not still pay the specialist on VHI? If so you could do the same on Medical card.
 
Yes indeed you do roker and you can claim back a percentage of it depending on your plan.
The follow up treatment is covered by VHI and is immediate.
As far as I know you cannot pay for the specialist and then get the follow up treatment on a medical card, although I'm open to correction on that.
 
I think its worth having health insurance if you can afford to. You don't necessarily have to stay with the same provider though - why not shop around and see what other competitors are offering and go from there?
 
You must log in or register to reply here.
Back
Top