Thanks Ccovich and Paddyd. So just to get it right,I assume he now goes to his solicitor and get both names on the deeds and then notify the bank who will take care of proper mortgage relief for a couple? Or I must check -do the bank hold the deeds as security for the mortgage). Have tried to get him to tie the knot (they have one child now) but he doesn't believe in marriage and says he will never marry.
if they have one child, then she qualifies for 1/2 the house anyway (if not ALL of it!). Under the Family Home Act, she would have a say in the future of the house anyway, such as signing any documents allowing the house to be sold, or for any equity to be released , as it affects her and the child, no matter what happens to the house. All forms ask if there are any dependants in the house.
Being married actually makes little difference to 'Family' law, other than the tax implications (which is what you after in this case).
not meaning to be morbid!, but were they to break up, the mother and child would never be evicted.
They won't qualify for any of the married tax breaks (such as double Interest Refief on the Mortgage interest) until they marry. Hence, in some cases, couples are discriminated against for not being married
It suits the state better that they were married, as the laws define/protect the married couple better than Common Law Partner laws, which can be messy in the event of break-ups, inheritance, next-of-kin issues or injury/disability