D deco87 Registered User Messages 405 13 Jun 2023 #1 I have 70 k sitting in my share account in credit union with no immediate plans - Should I take it out and put in AIB - perhaps as I see they raising deposit interest rate to 2%. Appreciate any advice / guidance.
I have 70 k sitting in my share account in credit union with no immediate plans - Should I take it out and put in AIB - perhaps as I see they raising deposit interest rate to 2%. Appreciate any advice / guidance.
L luckystar Registered User Messages 310 13 Jun 2023 #2 Probably not. The 2% is for a regular saver @€1k per month. So the interest at the end of the year is pretty small Do you have any loans? Any credit card debt? A mortgage? Are you Maximising your pension contributions? And then I suppose try to figure out when you might need the €70k
Probably not. The 2% is for a regular saver @€1k per month. So the interest at the end of the year is pretty small Do you have any loans? Any credit card debt? A mortgage? Are you Maximising your pension contributions? And then I suppose try to figure out when you might need the €70k
D deco87 Registered User Messages 405 14 Jun 2023 #3 No , luckily none of those "bills" near 60 , pension is ok - just have it there in CU , for peace of mind !! Thought I might get it to " work" a bit for me !! Thanks - hope that's edited and ok , Brendan
No , luckily none of those "bills" near 60 , pension is ok - just have it there in CU , for peace of mind !! Thought I might get it to " work" a bit for me !! Thanks - hope that's edited and ok , Brendan
T time to plan Registered User Messages 915 20 Jun 2023 #4 Are you maxing out your pension contributions?
C ClubMan Registered User Messages 49,229 20 Jun 2023 #5 Probably really needs a Money Makeover post in order to garner informed opinions. Otherwise there's too little info to go on.
Probably really needs a Money Makeover post in order to garner informed opinions. Otherwise there's too little info to go on.