Dependant Relative Contributory Pension.

R

RedmondC

Registered User
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I’m 57 and retired early. Not drawing any benifets. What can I do now to make sure my spouse gets the dependent relative allowance when I draw my state pension?
 
Might they qualify for the OACP in their own right? What is their PRSI record like?

Contribution Statement

<p>Request a statement of your history and record of contributions paid</p>
services.mywelfare.ie services.mywelfare.ie
 
Your spouse will be means tested.

You will not be means tested.

Any income or savings in your spouse's name will be fully means tested.

Any joint income and savings will be means tested as 50% owned by your spouse.

If you reckon that your spouse's income and savings, or your joint savings will prevent or reduce your COAP increase for a qualified adult, you should transfer some or all these savings to your name.

Also as suggested check out their PRSI contributions record.

There are various methods of gaining extra PRSI contributions open to your spouse up to age 70.

These could also be useful for you if you currently don't have 2080 Reckonable PRSI contributions.

Check these out here.

Key Post - PRSI and planning retirement

This Key Post is in the form of a FAQ where I don't know many of the answers. I will update the post as I get answers. 1. PRSI payable on reaching state pension age Answer: 0 (Class M) 1a. Does this relate to the start of the tax year in which you become 66? Or to after your birthday? Answer...
www.askaboutmoney.com
 
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So your spouse will be 56 when your increase for a qualified adult claim begins. They can still be in receipt of PR$I contributions (paid, credited or voluntary) while IQA payments are being paid.

You will immediately qualify for household benefits package at age 66 if you are claiming IQA for your spouse.
 
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