D
Delmonte
Guest
Hi,
I have recently deen declined for a mortgage with one of the main Irish banks. These are my current stats
I earn 33,000 gross p.a.
I have been in employment for 2 years ( approx).
I recently received a gift of 80,000.
My bank statements show savings 200/mth but also that i have been in my overdraft on a regular basis.
I am purchasing a site subject to planning with the gift money and total costs legal and others will come at a total cost of 30k planning due in the coming weeks.
I am seeking a mortgage of 185,000 and intend to invest the remainder of the gift.
Please advise as to what i should do to put myself in astrong position to get a mortgage and time frame i should work within.
Thanks for you help in advance.
Delmonte
I have recently deen declined for a mortgage with one of the main Irish banks. These are my current stats
I earn 33,000 gross p.a.
I have been in employment for 2 years ( approx).
I recently received a gift of 80,000.
My bank statements show savings 200/mth but also that i have been in my overdraft on a regular basis.
I am purchasing a site subject to planning with the gift money and total costs legal and others will come at a total cost of 30k planning due in the coming weeks.
I am seeking a mortgage of 185,000 and intend to invest the remainder of the gift.
Please advise as to what i should do to put myself in astrong position to get a mortgage and time frame i should work within.
Thanks for you help in advance.
Delmonte