We are currently remortgaging to finance a house extension. We received a docment entitly "Declaration of the Family Home" that we both have to sign in the presence of a solicitor who also must stamp it.
Has anybody heard of this before, a quick read of Oasis gives some information but since my wife and I are listed as joint owners on the deeds on our current mortgage I don't see the need for it.
The fact it has to be signed in the presence of a solicitor adds further to the cost of the remortgage, we already have to pay for a valuation of €150 and for a securities deposit (whatever that is) of €240. I've no idea what a solicitor will charge us to witness this.
Has anybody heard of this before, a quick read of Oasis gives some information but since my wife and I are listed as joint owners on the deeds on our current mortgage I don't see the need for it.
The fact it has to be signed in the presence of a solicitor adds further to the cost of the remortgage, we already have to pay for a valuation of €150 and for a securities deposit (whatever that is) of €240. I've no idea what a solicitor will charge us to witness this.