Need direction,We've recently received letters from Permanent TSB & Start Mortgages stating that our Interest Only Res. Invest Loan has exchanged ownership from 1st Feb. 2019. We have 2 rental properties relevant to this mortgage. The mortgaged term expired in Feb.2017 and at time we sought and got an extension from PTSB. for two years. We are at that point now. We have never missed a repayment but because of restructuring, were included in the sale. We're unsure what will happen now & how quickly. We do not have the capital to hand over. Our long term goal was to place the properties on the market as and when they would achieve their original purchase price. In our SFS Statment to PTSB in 2017. We projected that the market would improved over the next 5 years. Our properties would come out of negative equity allowing us to sell the properties, repay the mortgage plus related costs and recover our initial investment. Two years into this projection that is exactly what has happened. The properties are rented out and contracts will end in May & Sept. 2019. Our intention was to put the properties on termination of the current Tenancies. Will Start Mortgages be reasonable and agree to wait? I'm told BTL Mortgages are treated differently in so far as the Vulture Fund can appoint a R eceiver. How quickly, can that happen. Do we need professional representation? How does this work and what rights will we have if Start decide to appoint a Receiver?