Hi All,
I enrolled in a part time course with one of the leading college in Dublin. After starting the second semester I had a change in circumstances, personal and financial, I spoke with the course advisor who said that I had passed the date for withdrawal and would be liable for the full semester bill. I explained my situation, She said that the balance would stay on my account and would need to be cleared should I ever want to return to study there. Nothing about needing to pay or they would hunt me down and look for payment.
Over a year later I get an email from some debt collectors/solicitors firm saying that I need to pay up or be taken to court. The balance is €1,600. I can't afford to pay that amount and I'm not fully in agreement with the fact that the college is now deciding to chase me for it. I've moved 3 times since I left so never got any post they claim to have posted, my email and phone number have remained the same but nobody contacted me on either. Very frustrating.
I don't want any judgements against my name that can affect my credit rating and I don't want to go through a long drawn out process of calls and emails and threats etc. If I can get extra work over the next couple of months I might be abe to scrape together 600 - 800 and still cover my bills. But how is the best way to approach them? Should I just email them and say. Hey I can pay 600 as full and final payment and see what they say? I rang them but they hung up when I wouldn't give them my current address.
Any advice is appreciated.
I enrolled in a part time course with one of the leading college in Dublin. After starting the second semester I had a change in circumstances, personal and financial, I spoke with the course advisor who said that I had passed the date for withdrawal and would be liable for the full semester bill. I explained my situation, She said that the balance would stay on my account and would need to be cleared should I ever want to return to study there. Nothing about needing to pay or they would hunt me down and look for payment.
Over a year later I get an email from some debt collectors/solicitors firm saying that I need to pay up or be taken to court. The balance is €1,600. I can't afford to pay that amount and I'm not fully in agreement with the fact that the college is now deciding to chase me for it. I've moved 3 times since I left so never got any post they claim to have posted, my email and phone number have remained the same but nobody contacted me on either. Very frustrating.
I don't want any judgements against my name that can affect my credit rating and I don't want to go through a long drawn out process of calls and emails and threats etc. If I can get extra work over the next couple of months I might be abe to scrape together 600 - 800 and still cover my bills. But how is the best way to approach them? Should I just email them and say. Hey I can pay 600 as full and final payment and see what they say? I rang them but they hung up when I wouldn't give them my current address.
Any advice is appreciated.