I have recently been made an offer to transfer my Danske DB pension pot of estimated at €62k transfer value which at moment would project 5,887 p.a. / projected lump sum 14,714 and projected pension after lump sum of 4,925 or take the pension pot plus *********** of 43K and transfer it out of scheme into a bond. Projections show outweigh keeping it of course but the DB is for life on retirement... Help??