How do you know this?
Do you have any further information on what is happening with the mortgages etc.?
Is it widely known that Danske Bank is also closing business accounts for non-corporate customers? I've been keeping up-to-date and reading the announcements on the Danske Bank website, but this got past me completely. It's been confirmed to me by two staff members from Danske Bank today.
My offset stopped working 2 months ago and they cannot seem to fix it.
Just received my termination letters today and it includes the offset accounts.
So - they clearly haven't thought it out.
If I cannot offset my mortgage (I traded in my tracker to get the offset product) there we shall be having stong words !
Contract:
TERMINATION
"We will ensure when removing an account from an offset portfolio that validation will take place to ensure that the account is not the last mortgage account of linked account causing an UNWANTED termination off the offset portfolio."
My actual contract mentions little else about it.
Edit : Reread today's letter, they are trying to say they will charge 1% less interest than currently in return for having NO offset accounts - think solicitor is next stop.
Cheers for that. Since they closed the banks here their staff don't seem to have a clue as to the handling of the Irish operation. I have 50% of the mortgage offsetted so will cost me a fortune if they axe it.
Has anybody had any contact from Danske on outstanding Credit cards with them?
I am sorry if this has been asked before but I cant find it from looking back over the previous pages
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