Still haven't received the letter telling me to get lost but have started to check out where to go. I had a meeting with a Gentleman at PTSB this morning and he seems to be able to offer me everything I need with no fees once my wages are transferred every month. I guess it's a bit like things were in the old NIB days.
I am planning on having the same meeting with KBC next week.
If they offer the same package which is the better option? Has anyone else made the jump to either?
Good online banking (via PC, Android Phone & Tablet) is vital and given I am currently comparing everything to Danske's online offerings, I'm struggling to find a good alternative.
What's the likely outcome for Trackers?
....It seems fair and reasonable that where they withdraw the credit card product, we shouldn't have to pay further interest on the balance.
Folks,
Just as a matter of interest, for those of you that have been given notice that your NIB credit cards are being withdrawn, have you enquired are they going to stop charging interest on the remaining balance?
It seems fair and reasonable that where they withdraw the credit card product, we shouldn't have to pay further interest on the balance.
Danske Offset Mortgages
Until this shutdown of their retail banking, I was never aware of their offset mortgage product. This is something that would have made so much sense for me. I know it's immaterial now - but what sort of rates did they offer those mortgages at? Presumably not the same as tracker?
Is there anyone else on the irish market currently offering an offset mortgage?
Interesting to hear about the dummy account on your internet banking, Car. I only use the mobile banking app myself and it has not appeared on that. I will be delighted if I can continue with an offset mortgage but like you find it difficult to see how they will work it.
I am currently paying 4.6% interest on my offset mortgage, I think Danske's SVR is 4.95%. I don't have a Prestige current account which would give me a discount. I'm not aware of anyone else providing this product in Ireland.
that prestige account was a no-brainer.....
Hi,
Was the reference to the discount for having a prestige account exclusively in the documentation for the current acount or also in the mortgage document ? ... if the later, I expect you have a strong hand to bargain with.
I have a tracker (thankfully) so the discounted rate offer was never available to me with the prestige account.
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