Credit union loan before /after mortgage drawdown?

Discussion in 'Mortgages and buying and selling homes' started by ce2016, Mar 11, 2017.

  1. ce2016

    ce2016 Registered User

    Our broker was telling us today that it looks like,this week, we're going to get AIP for mortgage but only at 80%. So our deposit will be used up. House would need a few things done to it,so when would be best time to ask credit union for a loan?Will bank do another credit check before issuing mortgage?So should we wait until after drawdown?