indebtedgal
Registered User
- Messages
- 217
I applied for my credit report with icb and recieved it today!! When i applied i gave all previous addresses and 2 variations of my name that i use. However only transactions from my current address are referred to in the report. I have a loan with aib and that was not mentioned. I rang aib and they said it would only be mentioned if it had a bad history and as i've never missed a payment it wasn't. However i also have a CU loan which i have never missed a payment on and that was on it. When i was at the old addresses i defaulted on creditcard payments and i was also late paying a boi loan among other stuff and none of that is on it?? That was about 2-4 years ago. Am i right to assume i got an incomplete report from them??? ( i had my hopes up when i read it 1st that all was forgiven)..
None of the credit card I've had have appeared on the report -
AIB
BOI
MBNA
Most credit cards don't appear on the report... unless they take you to court...
Both my cards are on it & i have not been taken to court!
hi all, how do you find it that you have bad credit history? recently i got my report. it is not include my aib cc only. i have miss payment once on mbna cc. do i can see as it is bad credit history. i have loan that will be finish mar 08 and 2 credit card and overdraft of 2100. i dont get any loan for to cancel my cc and stay on loan to get out of debt.
so what i do whenever i applied it get refuse.
santu
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