asking family is not an option. I would love if i could apply for a loan but I only bank with the company I work with (already have a loan with them, even though it's almost paid, only 3 payments left) I doubt they will give me another loan, especially for that amount as things have tightened up so much. I was hoping to get one with CU but I haven't used my account with them in a long time and have no savings, even though I did have a loan of 4k with them a few years back which I paid in full in only 6 months but I doubt this would have much bearing on any loan I would look for now. I don't know if the CU would be willing to listen to my dilema and make an exception and give me the loan but I doubt it. I wish they would. Thanks for your reply though.
Well as the saying goes 'A dumb priest never got a parish', no harm at all in going back to the Credit Union, explain your situation and the fact you have had a very good past history with them is in your favour. If that fails do approach your company for another loan, you dont have to tell them exactly what it is for and you might just be lucky. A personal loan would be ideal in your situation and give yourself a number of years to pay it off and be sure to cut up all those credit cards.
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