Hi,
I have been informed I am over the 120 day limit to pay off my credit card overdraft,
It is Friday evening and I received a letter from AIB saying they demand I pay the amount in full or it will result in a debt collector and/or ending up in a legal situation, this has resulted in me being extremely upset as I pleaded with them to try and set up a payment plan,
I have been unwell and have spoke to AIB numerous times on the phone to try and organise a payment plan and they have told me a payment plan is not something they offer,
They now want the full amount paid and I couldn’t not afford to pay that before the next 3/4 months with physio and doctors bills,
Would anyone have any experience with this is it a case that when I ring them Monday morning as they close all weekend would I be able to set the payment plan up now ?
I have been informed I am over the 120 day limit to pay off my credit card overdraft,
It is Friday evening and I received a letter from AIB saying they demand I pay the amount in full or it will result in a debt collector and/or ending up in a legal situation, this has resulted in me being extremely upset as I pleaded with them to try and set up a payment plan,
I have been unwell and have spoke to AIB numerous times on the phone to try and organise a payment plan and they have told me a payment plan is not something they offer,
They now want the full amount paid and I couldn’t not afford to pay that before the next 3/4 months with physio and doctors bills,
Would anyone have any experience with this is it a case that when I ring them Monday morning as they close all weekend would I be able to set the payment plan up now ?