Good morning all, I recently applied to my local county council for a house purchase loan but being a newly discharged bankrupt i knew i would have to jump through hoops with my application. I did everything that was asked of me and more and was pretty much told from the outset that its nearly impossible to get such funding from them and this was before my application was processed. This to me meant that they weren't even interested in my situation or furthermore knew nothing about the bankruptcy process or didn't want to know either. Their theory on it was that i walked away from my debt and my house. Just shows what my country knows about my situation and what myself and other ordinary people go through when you have no other choice but to go bankrupt. I dealt with my debt with a pretty heavy payment order but kept my head down and got on with it for 2 and a half years and voluntary surrendered my home. I am now renting and house has gone on the market and have been offered first refusal on it. I am in a position to pay back a mortgage hence forth was advised to ask council for mortgage. Submitted all that was asked of me for council purchase application and was told that all had to go to the Department of Housing in Dublin and would take 3 weeks to come back. Within a week and a half word was back!!, surprise surprise I was refused. In the interim of application being supposedly in Dublin i went to a TD (after all these people were put there by us to help us) and i could not fault the man or his office for their time and efforts. He looked into all for me and came back to me with the knowledge that any County Council House Purchase Application loans are not sent to dublin that it is up to the discretion of your local council to decide. So my local council lied bare faced to me. How in God's name is it said that discharged bankrupts can move forward after this whole process and we are told that there is life after it and you can move forward. Has anyone experienced anything similar to my situation in trying to move forward. Thanks in advance for helpful comments.