My overdraft facility with NIB is due for renewal.
As per usual, I received a letter a couple of weeks back asking for up to date accounts etc.... Since my accountant is currently auditing my accounts, I put this on the long finger. (I am currently way in credit and should be there for a while yet.)
I have just returned from four days away on business to find a letter saying that my new facility was in place and there would be a setup charge of €200 which will be debited from my account. Since I cannot access my online facility- NIB online is becoming Danske Bank online on the 18/04/06 and so is unavailable- I cannot see if the amount has been debited.
Either way, I think it is excessive and I want to consider my options.
1. If they have already debited it, can I ask for it back?
2. Is €200 excessive? I consider myself cast iron in credit terms.
Thanks.
D.
As per usual, I received a letter a couple of weeks back asking for up to date accounts etc.... Since my accountant is currently auditing my accounts, I put this on the long finger. (I am currently way in credit and should be there for a while yet.)
I have just returned from four days away on business to find a letter saying that my new facility was in place and there would be a setup charge of €200 which will be debited from my account. Since I cannot access my online facility- NIB online is becoming Danske Bank online on the 18/04/06 and so is unavailable- I cannot see if the amount has been debited.
Either way, I think it is excessive and I want to consider my options.
1. If they have already debited it, can I ask for it back?
2. Is €200 excessive? I consider myself cast iron in credit terms.
Thanks.
D.