I am so confused - nothing to do with my age! I received my renewal quote from Laya health Insurance today for their Connect Care Plan which I paid 1037.50 for last year they quoted me 1408.75 this year nearly 400euro extra somewhat shocked so I tried comparing it on HIA website but I am given a choice of about 30 plans ranging in price from 500 euro, how can a plan costing that compare to my plan. As I said I am so confused can anybody tell me of a plan that gives me similar cover but costing me less than what I was quoted from Laya. Thank you in advance for any help.