Ciarraíoch
Registered User
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It's fairly lengthy alright although I didn't cover any of the maternity/fertility benefits. I've pasted in the plans which are cheaper than your own. These ones have a fair few T&Cs and are picky on their hospitals compared to the more expensive plans so might be lacking in detail as I wasn't as thorough regarding these. I pulled this info from their respective Table of Benefits files I found googling the plan names.That sounds excellent - how comprehensive is it - might it be possibe to paste it into a post on this website? I'm pretty sure that would be permitted.
The formatting makes it a hard read too so might not be as much help. I'll paste the whole sheet into a separate Thread if it lets me. Again, it is much easier to navigate in the Excel file itself but shur. You may get better options away from VHI, I wouldn't know
One Plan 500 | Company Plan Starter | 1stCare EXT 500 D-t-D | Smart Plan 500 | PublicPlus Care Day-t-Day | PublicPlus Care | |
Price | ||||||
Monthly | € 65.04 | € 64.18 | € 64.00 | € 61.32 | € 43.30 | € 40.76 |
Year | € 780.51 | € 770.11 | € 768.00 | € 735.84 | € 519.60 | € 489.12 |
Cover | ||||||
Hospital Charges | ||||||
Public 1 & 2 hospitals | ||||||
Day, Side, Semi-Private | Full | Full | Full | Full | Full | Full |
Private | Semi-Private Rate | Semi-Private Rate | ||||
Private 1, 2 & 3 hospitals | Hosp 1 & 2 | |||||
Day, Side, Semi | Full | Full | Full | Full | ||
Private 1 | Semi-Priv Rate | Semi-Priv Rate | Semi-Priv Rate | Semi-Priv Rate | ||
Private 2 & 3 | Semi-Priv Rate | Semi-Priv Rate | Semi-Priv Rate | Semi-Priv Rate | ||
Radiotherapy | Full | Full | Full | Full | ||
Hospital Excess | ||||||
Day & Side | €150/claim | €250/claim | €250/claim | €150 | ||
IN-patient | €500/claim | €500/claim | €500/claim | €500 | ||
Private 4 hospitals | Partial Cover Hosp | |||||
Day & Side | 0% | H3 - 75% H4 - 0% | 75% | 0% | ||
Semi-Private | 0% | H3 - 75% H4 - 0% | 75% | 0% | ||
Private | 0% | H3 - 75% H4 - 0% | 75% Semi-Priv Rate | 0% | ||
Radiotherapy | 0% | H3 - 75% H4 - 0% | 75% | 0% | ||
Hospital Excess | as above | above | ||||
Private 3 & 4 hospitals - FFPs | ||||||
Day care Cardiac FPPs L1 | Full Beacon only | H3 - 75% H4 - 0% | Full Beacon only | |||
In-patient Cardiac FPPs L1 | Full Beacon only | H3 - 75% H4 - 0% | Full Beacon only | |||
Day care non-cardiac FPPs L1 (not Chemo/Radio) | 0% | H3 - 75% H4 - 0% | 0% | |||
In-patient non-cardiac FPPs L1 (not Chemo/Radio) | 0% | H3 - 75% H4 - 0% | 0% | |||
In-patient cardiac FPPs Level 2 | 0% | 0% | 0% | |||
Hospital Excess | as above | as above | as above | |||
Specified Hip, Knee & Shoulder Replacement | ||||||
Private 1, 2 & 3 hospitals | ||||||
Day, Side & Semi-Private | 60% | 75% | 60% | 60% | ||
Private | 60% Semi-Priv Rate | 75% | 60% Semi-Priv Rate | 60% Semi-Priv Rate | ||
Hospital Excess | as above | |||||
Private 4 | Non Plan Hosp | |||||
Day & Side | 0% | 0% | 0% | 0% | ||
Semi-Priv | 0% | 0% | 0% | 0% | ||
Private | 0% | 0% | 0% | 0% | ||
FPPs | ||||||
Private 3 & 4 | 0% | 0% | 0% | |||
Consultants' fees/GP procedures | ||||||
In-patient treatment, day-care/side room/out-patient & GP procedures | ||||||
Participating Consultant/GP | Full | Full | Full | Full | Full | Full |
Non-Participating Consultant/GP | Standard Benefit | Standard Benefit | Standard Benefit | Standard Benefit | Standard Benefit | Standard Benefit |
Psychiatric Cover | ||||||
In-patient psychiatric cover | 100 days | 100 days | 100 days | 100 days | 100 days | 100 days |
In-patient for alcoholism, drug or substance abuse | 91 days/5 years | 91 days/5 years | 91 days/5 years | 91 days/5 years | 91 days/5 years | 91 days/5 years |
Out-patient mental health therapy | ||||||
Cancer care and other benefits | ||||||
Genetic testing for cancer | ||||||
Initial Test | ||||||
Genetic test - specified mutations in app clinic | ||||||
Preventative (Prophylactic) after genetic test | ||||||
Mammograms in approved mammogram centre | Full/2 years | |||||
Cancer care support (15 nights) | €100/night | €100/night | €100/night (10 nights) | €100/night | ||
Manual lymph drainage | ||||||
Psycho oncology counselling | ||||||
Wig/ hairpiece, post-mastectomy bra, swimsuit, surgical prosthesis following cancer treatment | ||||||
Other benefits in Section 5 | ||||||
Convalescent care | €30/night (1st 14 nights) | €30/night (1st 14 nights) | €40/night (1st 14 nights) | €30/night (1st 14 nights) | €30/night (1st 14 nights) | €30/night (1st 14 nights) |
Vhi approved medical and surgical appliances | €1000/year (€300 exc) | €1000/year (€300 exc) | 50% up to €1000/year | €1000/year (€300 exc) | 50% up to €1000/year | 50% up to €1000/year |
Vhi Hospital@Home | Full | Full | Full | Full | Full | Full |
Child home nursing | ||||||
Return Home Benefit | ||||||
Transport costs | ||||||
Transport costs | Agreed Charges | Agreed Charges | Agreed Charges | Agreed Charges | Agreed Charges | Agreed Charges |
Cover outside Ireland | ||||||
Emergency treatment abroad | €65,000 | €65,000 | €65,000 | €65,000 | €65,000 | €65,000 |
Elective treatment abroad | ||||||
Surgical procedures available in Ireland | €65,000 | €65,000 | ||||
Treatment not available in Ireland | €65,000 | €65,000 | ||||
Out-patient scans | ||||||
MRI scans | ||||||
Centres where Vhi pay directly | Full | Full | Full | Full | Full | Full |
Pay & claim back centres | Covered (€125 excess) | Covered (€125 excess) | Covered (€125 excess) | Covered (€125 excess) | Covered (€125 excess) | Covered (€125 excess) |
PET-CT scans | Covered | Covered | Covered | Covered | Covered | Covered |
CT scans | ||||||
Non-oncology direct pay centres | Full | Full | Full | Full | Full | Full |
Oncology direct pay centres | Full | Full | Full | Full | Full | Full |
Out-patient medical expenses/visit | ||||||
GP | €20 3 visits | €20 6 visits | €20 3 visits | |||
Consultant | €60 | €60 | €60 | €60 | €60 | €60 |
Pathology fee | €60 | €60 | €60 | |||
Radiology fee | €60 | €60 | €60 | |||
Pathology/Radiology or other diagnostic tests | 50% of agreed charges €850/year | 50% of agreed charges €850/year | 50% of agreed charges €850/year | |||
Physiotherapist | €20 3 visits | €20 6 visits | €20 3 visits | |||
Physiotherapist from The Physio Company | Full | |||||
Pre- and post-natal care | ||||||
Acupuncturists, Chiropractors, Osteopaths, Physical therapists, Reflexologists | €20 3 comb. Visits | €20 3 comb. Visits | ||||
Chiropodists/Podiatrists, Dieticians, Occupational therapists, Speech therapists, Orthoptists, Clinical Psychology | €20 3 comb. Visits | €20 6 visits (all) | ^together | |||
Clinical Psychologist ^^ | €25 4 visits | |||||
psycho oncology counselling | ||||||
A&E | €75 2 visits | €50 1 visits | ||||
Heart check in a Vhi Medical Centre | ||||||
Cancer check in a Vhi Medical Centre | ||||||
Lifestage screen programme in Vhi Medical Centre | €110/screen | |||||
Dexa scans in an approved dexa scan centre | ||||||
Female & Male Screening | ||||||
Hearing | ||||||
Travel Vaccinations | €20/vaccine (3 vaccines) | |||||
Strength & Conditioning Coach | ||||||
Dentist | €20 3 visits | €20 6 visits | €20 3 visits | |||
Emergency Dental Treatment | ||||||
Prescriptions | ||||||
Flu Vaccine | ||||||
Optician | ||||||
Eye test | €30/2 years | €30/2 years | €30/2 years | |||
Glasses/Lenses | 75% up to €50/2 years | €20/2 years | ||||
Practice nurse visit | €20 6 visits | €20 3 visits | ||||
Cardiac Care Programme | ||||||
Medfit cardiac care programme | ||||||
Urgent cardiac care benefit | ||||||
Medfit cardiac rehabilitation programme | ||||||
Joint Care Programme | ||||||
Assess mob lvl by The Physio Company/2 years | ||||||
Joint Care Physiotherapy by Phys Comp | ||||||
Vhi Online Doctor | Full 6 visits | Full 6 visits | Full 6 visits | Full 3 visits | ||
Vhi SwiftCare minor injury clinic | ||||||
Initial consultation | Full (€50 excess) | Full (€50 excess) | Full (€75 excess) | Full (€50 excess) | Full (€75 excess) 2 visits | |
Follow-up treatment after consultation for tests | 50% of total costs | 50% of total costs | 50% of total costs | |||
Vhi SwiftCare appointment services | ||||||
Consultant consultation | 50% 3 visits | |||||
Dental practitioner | ||||||
Physiotherapist | ||||||
Annual excess - per member, per year | €250 | €25 | €1 | €250 | €1 / €100 | €100 |
Annual max - per member, per year | €1,000 | €3,200 | €1,000 | €1,000 | €970 | €850 |
Sports injury cover | ||||||
Emergency @ Vhi Swiftcare Clinic for sports injury | ||||||
Approved treatment @ Sports Surgery Clinic Santry | ||||||
Surgical procedures | ||||||
Non-surgical procedures | ||||||
Fitne ss screening and Personalised Exercise Programme @ Santry | ||||||
not all hosp | not all hosp | not all hosp | not all hosp | |||
056 444 4444 | 056 444 4444 | 056 444 4444 | 056 444 4444 |
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