I'm currently paying about €2,200 for myself (52yr old male) and my 8 year old son. I'm on Company Plan Extra Level 2 and he is on EnhancedCare Complete 75 Day-to-Day. I think I'm over insured and I'm thinking of moving both of us to One Plan Family.
The only day to day claims are for dental checkups and cleaning - twice yearly for me and one checkup for my son.
There is a history of cardiac issues and arthritis in my family so I want to be covered for cardiac and orthopaedic.
Is it still the case that where there is 80% cover the Blackrock Clinic don't enforce the 20% shortfall? The HIA website don't allow you to search for 80% cover (only full cover) so it's not easy to find these plans.
Previously in the VHI Swiftcare Clinic the price charged was based on your plan. In the last few years they have standardised the charges so that a patient is charged €75 per visit regardless of their plan. Previously I paid €25 but will now pay €75 per visit.
I would prefer to stay with VHI (better the devil you know) but I do want to save money also.
Total would be €1,405 + €287 = €1,692, a saving of about €600 per year.
HIA Comparison
Anyone any thoughts?
The only day to day claims are for dental checkups and cleaning - twice yearly for me and one checkup for my son.
There is a history of cardiac issues and arthritis in my family so I want to be covered for cardiac and orthopaedic.
Is it still the case that where there is 80% cover the Blackrock Clinic don't enforce the 20% shortfall? The HIA website don't allow you to search for 80% cover (only full cover) so it's not easy to find these plans.
Previously in the VHI Swiftcare Clinic the price charged was based on your plan. In the last few years they have standardised the charges so that a patient is charged €75 per visit regardless of their plan. Previously I paid €25 but will now pay €75 per visit.
I would prefer to stay with VHI (better the devil you know) but I do want to save money also.
Total would be €1,405 + €287 = €1,692, a saving of about €600 per year.
HIA Comparison
Anyone any thoughts?